Rehab and addiction treatment are very important aspects of the recovery process, but it can be really expensive. Here at My Recovery Source, we understand that not everyone has the best financial stability and having insurance that covers your rehab/treatment program is extremely beneficial. Most people aren’t even aware that health insurance can pay for rehab. Within this article today, we talk about how you can utilize your health insurance for paying for rehab, other ways to pay for rehab, and how we can help you with your addiction at My Recovery Source!
Does Health Insurance Pay for Rehab?
One of the main concerns that are voiced about treatment programs and rehab facilities is the financial barrier/burden that may prevent individuals from seeking and receiving help. Fortunately, insurance coverage for treatment and rehabs are no longer rare. Before the Affordable Care Act was passed, it was uncommon for insurance to cover payments for addiction treatment. In 2010 when the Affordable Care Act was put into effect, all insurance companies became legally obligated to provide users with coverage for addiction treatment services (which falls under the mental health services private insurance companies now have to cover).
If you are looking to utilize your health insurance to pay for addiction treatment, the amount of treatment covered will vary depending on your current plan and insurance provider. You can reach out to your insurance company directly to find out more information or reach out to us. We can help translate the insurance jargon that most people don’t understand.
Other Ways to Pay for Rehab
There are a number of ways to pay for treatment and rehab if you don’t have health insurance. These sources of payment could include things such as:
- Out of pocket; meaning the individual who is seeking treatment or their family will pay with their own money.
- Financing; some rehab facilities will let you finance your treatment program.
- Government grants such as Substance Abuse Prevention and Treatment Block Grant program.
- Fundraisers; states and charitable organizations develop campaigns that raise funds to help individuals who are struggling with a substance abuse disorder.
- Foundations and charities; programs may be developed for those who qualify as a recipient of the funds.
- County and local governments; provide individuals with local funds for services. This may depend in part on state fiscal conditions.
- Schools and colleges; schools and colleges may provide a funding source for assessments and may even have counseling services in school (possibly free).
The government may have set aside funds for specific populations such as the economically disadvantaged. Other ways to get financial support/ways that people have received money for their treatment are:
It is important to not get discouraged when looking for addiction treatment. We know the price associated with it can be unsettling but rest assured, there is always a way to figure out how to pay for treatment. If you don’t have health insurance, make sure you research funding within your community, and if there are possibly financial aid and opportunities for support. There may even be groups within your community that provide free addiction treatment counseling you can use as a tool before going to treatment.
How My Recovery Source Can Help
Here at My Recovery Source, we want our clients to find a treatment program that fits their needs whether it be emotional, mental, financial, etc. We provide a search engine for you to find counseling, treatment, and rehab within your community. Your search can also be customized for different regions in the US if you’re looking to leave your hometown. If you still have questions, like “does insurance pay for rehab?”, please do not hesitate to call us.
Reach out to us today to find a treatment plan or a rehab facility that fits your financial needs. We can also help you find more opportunities for financial support and other ways that may help you pay for your treatment. We look forward to connecting with you!