Aetna Rehabs

To determine what your individual Aetna policy will cover, it is essential to contact them directly. If you are unsure about what questions to ask or uncomfortable contacting Aetna directly, you can contact the team at My Recovery Source. Our experienced professionals can help you better understand what types of treatment services are available to you through Aetna. Before deciding on a specific addiction treatment center, it is important to understand financial elements such as coinsurance, copays, and deductibles. These are items that you will be responsible for out of pocket, and each policy or benefit level may be different. With most Aetna insurance, policyholders may be covered for essential substance abuse and addiction treatment services, including detoxification, inpatient rehabilitation services, partial hospitalization programs, intensive outpatient programs, and continuing care (also referred to as aftercare) treatment services. The type of treatment or treatment level for you will vary depending on the severity of your addiction, how long you have been using, and the type of substance or substances that you use. For some, who struggle with chronic or severe addiction, inpatient level services may be appropriate. Whereas for others, their addiction treatment needs may be best met at an intensive outpatient treatment program. Again, this decision is best made by consulting your primary care provider, a mental health provider, or contacting an Aetna addiction treatment center near you. 

Another consideration when looking for an Aetna affiliated treatment program is whether your Aetna policy requires your treatment center to be in-network. Although not all Aetna plans require service providers to be in-network, it is important to note the out of network programs may cost more. It is also important to note that out of network programs may not have been screened for treatment that is consistent with the current standards of practice Aetna requires providers to adhere to. All in-network programs have been screened for quality care and adherence to modern principles as required by Aetna. In some cases, precertification or authorization of a treatment program may be required for services to be covered. It is essential to ensure that your substance abuse treatment program of choice meets precertification requirements before you begin the program. Failure to do so could result in the cost of the program being 100% out of pocket.